{"id":54,"date":"2024-01-06T09:08:44","date_gmt":"2024-01-06T09:08:44","guid":{"rendered":"https:\/\/www.mhfuysalsigorta.com\/?p=54"},"modified":"2024-01-12T09:52:43","modified_gmt":"2024-01-12T09:52:43","slug":"trafik-sigortasi","status":"publish","type":"post","link":"https:\/\/www.mhfuysalsigorta.com\/?p=54","title":{"rendered":"Trafik Sigortas\u0131"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"54\" class=\"elementor elementor-54\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f639614 e-flex e-con-boxed e-con e-parent\" data-id=\"f639614\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfaca81 elementor-widget elementor-widget-text-editor\" data-id=\"bfaca81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>Trafik Sigortas\u0131 Nedir?<\/strong><\/p><p>Zorunlu trafik sigortas\u0131, sigortal\u0131 arac\u0131n herhangi bir kazaya kar\u0131\u015farak trafikteki di\u011fer ara\u00e7lara ve insanlara zarar vermesi durumunda do\u011fabilecek olan zararlar\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in gereken maddi y\u00fckleri teminat alt\u0131na al\u0131yor.<\/p><p>Zorunlu trafik sigortas\u0131 trafikteki di\u011fer akt\u00f6rleri koruma amac\u0131na ba\u011fl\u0131 olarak, yapt\u0131r\u0131lmas\u0131 devlet taraf\u0131ndan zorunlu tutulmu\u015f sigorta t\u00fcrleri aras\u0131nda yer al\u0131yor. Zorunlu trafik sigortas\u0131 olmaks\u0131z\u0131n ara\u00e7lar\u0131n trafi\u011fe \u00e7\u0131kan ara\u00e7lar, kolluk kuvvetleri ve di\u011fer yetkili memurlar taraf\u0131ndan trafikten men ediliyor. Ara\u00e7lar\u0131n trafikten derhal men edilmesi uygulamas\u0131nda ama\u00e7; trafikte kendi kusuruyla di\u011fer ara\u00e7lara ve insanlara zarar veren ki\u015filerin ortaya \u00e7\u0131kan zararlar\u0131 tazmin etme g\u00fcc\u00fcn\u00fc garanti alt\u0131na almakt\u0131r.<\/p><p>Kazada kusurlu olan taraf, di\u011fer taraf\u0131n arac\u0131nda olu\u015fan hasarlar\u0131n tamirini ve tedavi masraflar\u0131n\u0131 \u00f6demekle y\u00fck\u00fcml\u00fc oluyor. Fakat kusurlu olan taraf bu masraflar\u0131 \u00f6deme g\u00fcc\u00fcne sahip olmad\u0131\u011f\u0131nda, kar\u015f\u0131 taraf kazan\u0131n olu\u015fumunda hi\u00e7bir kusuru olmad\u0131\u011f\u0131 halde maddi zarar ile ba\u015f\u00a0ba\u015fa kalabiliyor. Trafik kazalar\u0131nda kusuru bulunmayan s\u00fcr\u00fcc\u00fclerin ma\u011fduriyet ya\u015famamalar\u0131 ad\u0131na \u00fclkemizde trafik sigortalar\u0131 zorunlulu\u011fu bulunuyor.<\/p><p><strong>Kasko \u0130le Trafik Sigortas\u0131 Aras\u0131ndaki Fark Nedir?<\/strong><\/p><p>Zorunlu trafik sigortas\u0131 \u00fcr\u00fcnleri, s\u0131kl\u0131kla kasko sigortas\u0131 ile kar\u0131\u015ft\u0131r\u0131l\u0131yor. Bu iki sigorta t\u00fcr\u00fc aras\u0131ndaki en temel fark; kaza durumunda kasko sigortas\u0131 sigortal\u0131n\u0131n kendi arac\u0131nda olu\u015fan hasarlar\u0131 teminat alt\u0131na al\u0131rken zorunlu trafik sigortas\u0131n\u0131n kar\u015f\u0131 tarafa verilen zararlar\u0131 kar\u015f\u0131l\u0131yor olmas\u0131d\u0131r. Bu temel farkl\u0131l\u0131k nedeniyle kasko sigortas\u0131 s\u00fcr\u00fcc\u00fclerin inisiyatifine b\u0131rak\u0131l\u0131rken trafik sigortas\u0131 zorunlu k\u0131l\u0131n\u0131yor.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84a10b5 elementor-widget elementor-widget-image\" data-id=\"84a10b5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/highway-7213206_1280-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-95\" alt=\"\" srcset=\"https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/highway-7213206_1280-768x512.jpg 768w, https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/highway-7213206_1280-300x200.jpg 300w, https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/highway-7213206_1280-1024x682.jpg 1024w, https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/highway-7213206_1280.jpg 1280w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfbea1c elementor-widget elementor-widget-text-editor\" data-id=\"cfbea1c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Trafik Sigortas\u0131 Neleri Kapsar?<\/strong><\/p><p>Zorunlu trafik sigortas\u0131 yapt\u0131r\u0131l\u0131rken taraflar aras\u0131nda poli\u00e7e ad\u0131 verilen bir sigorta s\u00f6zle\u015fmesi imzalan\u0131yor.<\/p><p>Sigorta \u015firketinin ve sigorta ettirenin kar\u015f\u0131l\u0131kl\u0131 haklar\u0131 ve y\u00fck\u00fcml\u00fcl\u00fcklerinin yer ald\u0131\u011f\u0131 trafik sigortas\u0131 poli\u00e7elerinde hangi risklerin teminat kapsam\u0131nda oldu\u011fu ve hangi ko\u015fullarla zarar\u0131n tazmin edilece\u011fi hususlar\u0131na detayl\u0131 ve net bir \u015fekilde yer veriliyor. Sigorta teminat\u0131 kar\u015f\u0131l\u0131\u011f\u0131nda sigorta ettirenin \u00f6demekle y\u00fck\u00fcml\u00fc oldu\u011fu primler ve \u00f6demeye ili\u015fkin detaylar da yine poli\u00e7eye yaz\u0131l\u0131yor.<\/p><p>Teminat alt\u0131na al\u0131nan riskler her poli\u00e7e \u00f6zelinde farkl\u0131l\u0131k g\u00f6stermekle birlikte zorunlu trafik sigortas\u0131 genel olarak kaza nedeniyle meydana gelen maddi hasarlar\u0131 ve fiziki zararlar\u0131 kaps\u0131yor. Sigorta \u015firketlerinin tasarlad\u0131\u011f\u0131 zorunlu trafik sigortas\u0131 planlar\u0131na g\u00f6re teminatlar\u0131n tutarlar\u0131 ve kapsamlar\u0131 farkl\u0131l\u0131k g\u00f6sterebiliyor. Bunun yan\u0131nda teminat kapsam\u0131na ve teminat tutarlar\u0131na g\u00f6re \u00f6denmesi gereken prim miktar\u0131 da de\u011fi\u015fiklik g\u00f6sterebiliyor.<\/p><p><strong>Taraflar\u0131n zorunlu trafik sigortas\u0131 poli\u00e7esi kapsam\u0131na dahil edebilecekleri hususlar :<\/strong><\/p><p>Kaza sonucu bir vefat durumu ger\u00e7ekle\u015fmi\u015fse, kar\u015f\u0131 taraf\u0131n buna ba\u011fl\u0131 olarak ileri s\u00fcrd\u00fc\u011f\u00fc manevi tazminat talepleri<br \/>Vefat nedeniyle yap\u0131lan defin i\u015flemleri nedeniyle ortaya \u00e7\u0131kan masraflar<br \/>Kazada kusur olmamas\u0131na ra\u011fmen kar\u015f\u0131 taraf\u00e7a kusurunuz oldu\u011fu iddias\u0131yla a\u00e7\u0131lan dava i\u00e7in yap\u0131lan masraflar<br \/>Kaza s\u0131ras\u0131nda kamu mallar\u0131na verilen zararlar<br \/>Di\u011fer ki\u015filerin ev, d\u00fckkan gibi mallar\u0131na verilen zararlar<br \/>Kaza nedeniyle kar\u015f\u0131 taraf\u0131n \u00e7al\u0131\u015famad\u0131\u011f\u0131 d\u00f6nemde ortaya \u00e7\u0131kan gelir kayb\u0131n\u0131n kar\u015f\u0131lanmas\u0131na y\u00f6nelik masraflar<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Trafik Sigortas\u0131 Nedir? Zorunlu trafik sigortas\u0131, sigortal\u0131 arac\u0131n herhangi bir kazaya kar\u0131\u015farak trafikteki di\u011fer ara\u00e7lara ve insanlara zarar vermesi durumunda do\u011fabilecek olan zararlar\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in gereken maddi y\u00fckleri teminat alt\u0131na al\u0131yor. Zorunlu trafik sigortas\u0131 trafikteki di\u011fer akt\u00f6rleri koruma amac\u0131na ba\u011fl\u0131 olarak, yapt\u0131r\u0131lmas\u0131 devlet taraf\u0131ndan zorunlu tutulmu\u015f sigorta t\u00fcrleri aras\u0131nda yer al\u0131yor. Zorunlu trafik sigortas\u0131 olmaks\u0131z\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Trafik Sigortas\u0131 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mhfuysalsigorta.com\/?p=54\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trafik Sigortas\u0131 -\" \/>\n<meta property=\"og:description\" content=\"Trafik Sigortas\u0131 Nedir? 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Zorunlu trafik sigortas\u0131, sigortal\u0131 arac\u0131n herhangi bir kazaya kar\u0131\u015farak trafikteki di\u011fer ara\u00e7lara ve insanlara zarar vermesi durumunda do\u011fabilecek olan zararlar\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in gereken maddi y\u00fckleri teminat alt\u0131na al\u0131yor. Zorunlu trafik sigortas\u0131 trafikteki di\u011fer akt\u00f6rleri koruma amac\u0131na ba\u011fl\u0131 olarak, yapt\u0131r\u0131lmas\u0131 devlet taraf\u0131ndan zorunlu tutulmu\u015f sigorta t\u00fcrleri aras\u0131nda yer al\u0131yor. 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