{"id":8,"date":"2024-01-06T08:53:22","date_gmt":"2024-01-06T08:53:22","guid":{"rendered":"https:\/\/www.mhfuysalsigorta.com\/?p=8"},"modified":"2024-01-12T09:52:49","modified_gmt":"2024-01-12T09:52:49","slug":"elementor-8","status":"publish","type":"post","link":"https:\/\/www.mhfuysalsigorta.com\/?p=8","title":{"rendered":"Dask"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8\" class=\"elementor elementor-8\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5387f0a e-flex e-con-boxed e-con e-parent\" data-id=\"5387f0a\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55885be elementor-widget elementor-widget-text-editor\" data-id=\"55885be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><b>Zorunlu Deprem Sigortas\u0131 (Dask) Nedir?<\/b><\/p><p>Zorunlu Deprem Sigortas\u0131, meskenlere ve meskenlerin bulundu\u011fu binalardaki ticarethanelere y\u00f6nelik olu\u015fturulan bir sigorta \u00fcr\u00fcn\u00fcd\u00fcr. Depremin meskenlerde neden oldu\u011fu maddi hasarlara kar\u015f\u0131 teminat sa\u011flar.<\/p><p>Bu sigortan\u0131n teminatlar\u0131n\u0131 Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK) belirler; ancak poli\u00e7e \u00fcretimi, yetkili sigorta \u015firketleri ve acentelerince yap\u0131l\u0131r.<\/p><p><b>Zorunlu Deprem Sigortas\u0131 (Dask) \u2018\u0131 Yapt\u0131rmal\u0131 M\u0131y\u0131m?<\/b><\/p><p>Zorunlu Deprem Sigortas\u0131, depremin y\u0131k\u0131c\u0131 etkilerini azaltmak ve hayata devam edebilmeniz i\u00e7in olu\u015fan maddi kay\u0131plar\u0131n\u0131z\u0131 h\u0131zl\u0131 bir \u015fekilde geri kazanabilmek ad\u0131na yapt\u0131r\u0131lmas\u0131 gereken zorunlu bir sigortad\u0131r. G\u00fcn\u00fcm\u00fczde elektrik, su vb. aboneliklerin ba\u015flat\u0131lmas\u0131 i\u00e7in de Zorunlu Deprem Sigortas\u0131 gereklidir.<\/p><p><b>Zorunlu Deprem Sigortas\u0131 (Dask) \u2018\u0131 Yapt\u0131rmak \u0130\u00e7in Hangi Bilgiler Gerekli?<\/b><\/p><p>Sigortal\u0131n\u0131n ad\u0131, adresi, telefon numaras\u0131, vergi kimlik numaras\u0131, sigorta ettirenin vergi kimlik numaras\u0131, sigortalanacak binan\u0131n a\u00e7\u0131k adresi, tapu bilgileri, in\u015fa y\u0131l\u0131 ve yap\u0131 tarz\u0131, toplam kat say\u0131s\u0131, hasar durumu, evin br\u00fct y\u00fcz \u00f6l\u00e7\u00fcm\u00fc ve mek\u00e2n\u0131n kullan\u0131m \u015fekli gibi bilgiler, DASK Sigortas\u0131 i\u00e7in gereklidir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9403c21 e-flex e-con-boxed e-con e-parent\" data-id=\"9403c21\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a281bac elementor-widget elementor-widget-image\" data-id=\"a281bac\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"596\" height=\"365\" src=\"https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/DASKta-hersey-degisiyor.jpg\" class=\"attachment-medium_large size-medium_large wp-image-87\" alt=\"\" srcset=\"https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/DASKta-hersey-degisiyor.jpg 596w, https:\/\/www.mhfuysalsigorta.com\/wp-content\/uploads\/2024\/01\/DASKta-hersey-degisiyor-300x184.jpg 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e3c223 elementor-widget elementor-widget-text-editor\" data-id=\"9e3c223\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Zorunlu Deprem Sigortas\u0131 (Dask) Hangi Binalar\u0131 Kapsar?<\/strong><\/p><p>Zorunlu Deprem Sigortas\u0131 genel anlam\u0131yla belediye s\u0131n\u0131rlar\u0131 i\u00e7inde kalan meskenler i\u00e7in geli\u015ftirilmi\u015f bir sigorta sistemidir.<\/p><p>6305 say\u0131l\u0131 Afet Sigortalar\u0131 Kanunu gere\u011fince a\u015fa\u011f\u0131da tan\u0131mlanm\u0131\u015f binalar g\u00fcvence alt\u0131na al\u0131n\u0131r: Tapuya kay\u0131tl\u0131 ve \u00f6zel m\u00fclkiyete t\u00e2bi ta\u015f\u0131nmazlar \u00fczerinde mesken olarak in\u015fa edilmi\u015f binalar, 634 say\u0131l\u0131 Kat M\u00fclkiyeti Kanunu kapsam\u0131ndaki ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler, Bu binalar\u0131n i\u00e7inde yer alan ve ticarethane, b\u00fcro ve benzeri ama\u00e7larla kullan\u0131lan ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler, Do\u011fal afetler nedeniyle devlet taraf\u0131ndan yapt\u0131r\u0131lan veya verilen kredi ile yap\u0131lan meskenler.<\/p><p>Zorunlu Deprem Sigortas\u0131 ayr\u0131ca yukar\u0131daki ko\u015fullara uyan; Kat irtifak\u0131 tesis edilmi\u015f binalar, Tapuda hen\u00fcz cins tashihi yap\u0131lmam\u0131\u015f ve tapu k\u00fct\u00fc\u011f\u00fcnde vasf\u0131 \u201carsa vs.\u201d olarak g\u00f6r\u00fcnen binalar, Tapu tahsisi hen\u00fcz yap\u0131lmam\u0131\u015f kooperatif evleri i\u00e7in ge\u00e7erlidir.<\/p><p><strong>Zorunlu Deprem Sigortas\u0131 (Dask) Hangi Binalar\u0131 Kapsamaz?<\/strong><\/p><p>Zorunlu Deprem Sigortas\u0131 kapsam\u0131 d\u0131\u015f\u0131nda kalan bina t\u00fcrleri a\u015fa\u011f\u0131daki gibidir: 9\/11\/1983 tarihli ve 2946 say\u0131l\u0131 Kamu Konutlar\u0131 Kanununa t\u00e2bi olan veya kamu hizmet binas\u0131 olarak kullan\u0131lan binalar ve ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler, K\u00f6y n\u00fcfusuna kay\u0131tl\u0131 ve k\u00f6yde s\u00fcrekli oturanlarca k\u00f6y yerle\u015fik alanlar\u0131 ve civar\u0131nda ve mezralarda yap\u0131lan binalar, Tamam\u0131 ticari veya s\u0131nai ama\u00e7la kullan\u0131lan binalar, Projesi bulunmayan ve m\u00fchendislik hizmeti g\u00f6rmemi\u015f binalar, Ta\u015f\u0131y\u0131c\u0131 sistemi olumsuz y\u00f6nde etkileyecek \u015fekilde tadil edildi\u011fi veya zay\u0131flat\u0131ld\u0131\u011f\u0131 tespit edilen binalar, Ta\u015f\u0131y\u0131c\u0131 sistemi olumsuz y\u00f6nde etkileyecek \u015fekilde ilgili mevzuata ve projeye ayk\u0131r\u0131 olarak in\u015fa edilen binalar, Yetkili kamu kurumlar\u0131 taraf\u0131ndan y\u0131k\u0131lmas\u0131na karar verilen binalar ile mesken olarak kullan\u0131ma uygun olmayan, bak\u0131ms\u0131z, harap veya metruk binalar, ZDS kapsam\u0131 d\u0131\u015f\u0131ndaki binalara, \u0130htiyari Deprem Sigortas\u0131 yapt\u0131rabilirsin. K\u00f6y yerle\u015fimleri -genel olarak gelir d\u00fczeyinin d\u00fc\u015f\u00fck olmas\u0131, binalarda belediye denetiminin bulunmamas\u0131 ve sigortan\u0131n sunumunun zor olmas\u0131 gibi nedenlerle- sigorta kapsam\u0131 d\u0131\u015f\u0131nda yer al\u0131r. Ancak, k\u00f6ylerde bulunan yap\u0131lar i\u00e7in istendi\u011fi takdirde \u0130htiyari Deprem Sigortas\u0131 yapt\u0131r\u0131lmas\u0131 m\u00fcmk\u00fcnd\u00fcr. Benzer \u015fekilde ticari ve sanayi ama\u00e7lar i\u00e7in kullan\u0131lan binalar i\u00e7in de \u0130htiyari Deprem Sigortas\u0131 yapt\u0131r\u0131labilir.<\/p><p><strong>Teminatlar<\/strong><\/p><p><strong>Deprem Sonras\u0131 Maddi Zarar<\/strong><\/p><p>Depremin neden olaca\u011f\u0131 maddi zararlar teminat kapsam\u0131ndad\u0131r.<\/p><p><strong>Yang\u0131n<\/strong><\/p><p>Deprem sonucu \u00e7\u0131kan yang\u0131n\u0131n neden olaca\u011f\u0131 maddi zararlar teminat alt\u0131ndad\u0131r.<\/p><p><strong>\u0130nfilak<\/strong><\/p><p>Deprem sonucu infilak\u0131n neden olaca\u011f\u0131 maddi zararlar sigorta taraf\u0131ndan kar\u015f\u0131lan\u0131r.<\/p><p><strong>Tsunami<\/strong><\/p><p>Deprem sonucu olu\u015fan tsunaminin neden olaca\u011f\u0131 maddi zararlar teminat alt\u0131ndad\u0131r.<\/p><p><strong>Yer Kaymas\u0131<\/strong><\/p><p>Deprem sonucu ya\u015fanacak yer kaymas\u0131n\u0131n neden olaca\u011f\u0131 maddi zararlar teminat kapsam\u0131ndad\u0131r.<\/p><p><strong>Di\u011fer Bina Hasarlar\u0131<\/strong><\/p><p>Temeller, ana duvarlar, ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmleri ay\u0131ran ortak duvarlar, tavan ve tabanlar, merdivenler, sahanl\u0131klar, koridorlar ve bacalar\u0131n g\u00f6rd\u00fc\u011f\u00fc maddi zararlar teminat kapsam\u0131ndad\u0131r.<\/p><p>\u00a0<strong>Zorunlu Deprem Sigortas\u0131 (Dask) Hangi Hasarlar\u0131 Teminat D\u0131\u015f\u0131 Sayar?<\/strong><\/p><p>A\u015fa\u011f\u0131daki durumlarda olu\u015fan zararlar\u0131n teminat kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r:<\/p><p>Enkaz kald\u0131rma masraflar\u0131,<\/p><p>K\u00e2r kayb\u0131,<\/p><p>\u0130\u015f durmas\u0131,<\/p><p>Kira mahrumiyeti,<\/p><p>Alternatif ikametgah ve i\u015fyeri masraflar\u0131,<\/p><p>Mali sorumluluklar ve benzeri ba\u015fkaca ileri s\u00fcr\u00fclebilecek di\u011fer b\u00fct\u00fcn dolayl\u0131 zararlar,<\/p><p>Her t\u00fcrl\u00fc ta\u015f\u0131n\u0131r mal, e\u015fya ve benzerleri,<\/p><p>T\u00fcm bedeni zararlar ve vefat,<\/p><p>Manevi tazminat talepleri,<\/p><p>Deprem ve deprem sonucu olu\u015fan yang\u0131n, infil\u00e2k, tsunami ve yer kaymas\u0131n\u0131n d\u0131\u015f\u0131nda kalan hasarlar,<\/p><p>Depremden ba\u011f\u0131ms\u0131z olarak binan\u0131n kendi kusurlu yap\u0131s\u0131 nedeniyle zamanla olu\u015fmu\u015f zararlar.<\/p><p><strong>Apartmanda Ortak Alanlar \u0130\u00e7in Hangi Teminatlar Ge\u00e7erli?<\/strong><\/p><p>Zorunlu Deprem Sigortas\u0131 ile binalardaki;<\/p><p>Temeller,<\/p><p>Ta\u015f\u0131y\u0131c\u0131 sistem,<\/p><p>Ana duvarlar,<\/p><p>Ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmleri ay\u0131ran ortak duvarlar,<\/p><p>Tavan ve tabanlar,<\/p><p>Merdivenler, sahanl\u0131klar, koridorlar,<\/p><p>\u00c7at\u0131lar ve bacalar,<\/p><p>Asans\u00f6rler teminat kapsam\u0131ndad\u0131r.<\/p><p>Bunlar\u0131n d\u0131\u015f\u0131ndaki di\u011fer ortak alanlar i\u00e7in iste\u011fe ba\u011fl\u0131 olarak Yang\u0131n Sigorta Poli\u00e7esi teminatlar\u0131ndan yararlan\u0131labilir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Zorunlu Deprem Sigortas\u0131 (Dask) Nedir? Zorunlu Deprem Sigortas\u0131, meskenlere ve meskenlerin bulundu\u011fu binalardaki ticarethanelere y\u00f6nelik olu\u015fturulan bir sigorta \u00fcr\u00fcn\u00fcd\u00fcr. Depremin meskenlerde neden oldu\u011fu maddi hasarlara kar\u015f\u0131 teminat sa\u011flar. Bu sigortan\u0131n teminatlar\u0131n\u0131 Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK) belirler; ancak poli\u00e7e \u00fcretimi, yetkili sigorta \u015firketleri ve acentelerince yap\u0131l\u0131r. Zorunlu Deprem Sigortas\u0131 (Dask) \u2018\u0131 Yapt\u0131rmal\u0131 M\u0131y\u0131m? Zorunlu Deprem [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dask -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mhfuysalsigorta.com\/?p=8\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dask -\" \/>\n<meta property=\"og:description\" content=\"Zorunlu Deprem Sigortas\u0131 (Dask) Nedir? Zorunlu Deprem Sigortas\u0131, meskenlere ve meskenlerin bulundu\u011fu binalardaki ticarethanelere y\u00f6nelik olu\u015fturulan bir sigorta \u00fcr\u00fcn\u00fcd\u00fcr. Depremin meskenlerde neden oldu\u011fu maddi hasarlara kar\u015f\u0131 teminat sa\u011flar. Bu sigortan\u0131n teminatlar\u0131n\u0131 Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK) belirler; ancak poli\u00e7e \u00fcretimi, yetkili sigorta \u015firketleri ve acentelerince yap\u0131l\u0131r. Zorunlu Deprem Sigortas\u0131 (Dask) \u2018\u0131 Yapt\u0131rmal\u0131 M\u0131y\u0131m? 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